January 4, 2013 One of the most important benefits that an employer can offer you is to help you save for your retirement when you are in your early twenties, but the money you put aside in your first five years of retirement ... read more »

January 4, 2013 It’s tough to imagine what your money will be worth over a span of 40-50 years. Obviously any estimate is going to be a speculation, but there are some general concepts that are useful. The formula ... read more »

January 4, 2013 More retirement plans today are structured as 401(k) plans. The term 401(k) is a reference to the IRS code that governs these plans. The basic features of a 401(k) are as follows: You allocate a certain ... read more »

January 4, 2013 In many respects, a ROTH IRA works opposite of how a 401(k) works. In a ROTH IRA, your contribution is after taxes. The ROTH IRA will not reduce your current income tax obligation. But when you take money ... read more »

January 4, 2013 When you make a contribution to a retirement fund, you are actually making an investment in a limited number of funds available through your employer. To understand how your money will be invested, you ... read more »

January 4, 2013 When you take a job, your employer will offer you a set of benefits.  For most college graduates, you might be confused by the content description of your benefits.  Outlined below is a brief description ... read more »

January 6, 2013 You will shortly be exposed to a number of health care terms that may be a mystery to you. Outlined below are some of the most common terms and hopefully an explanation that makes sense to you.   COBRA- ... read more »

January 6, 2013 When you sign an employment agreement, you will be giving several health care options to choose from. These will have various features to consider. Outlined below are some of the factors, you may want ... read more »

January 6, 2013 It’s hard to envision a time when you won’t be able to work when you are young, so the benefits listed below may not seem critical to you. You may not think you need them, but they are still important. Short-term ... read more »

January 6, 2013 Much of the knowledge that will be important to your career, you will acquire as part of your job. Some of the benefits you might expect include.   Advance Educational Support- Many employers will ... read more »